The rise of online purchase and booking platforms generated new ways of operating for users. But these modes are not without risks because it requires the creation of accounts, to pay online, …
Wealso know that it’s possible to generate accounts fraudulently on the fly, to pay online with stolen credit card numbers, to make purchases without having to create an account, etc.
These platforms can strengthen their payment procedures thanks to dual authentication systems (DSP2, 3D Secure 2), but even these systems have flaws, such as the “SIM Swap” for example
It’s crucial for online payment platforms or systems to be able to detect the true from the false.
In other words, whether they are able to tell the difference between a real user, a malicious third party, bots or emulators.
Thanks to Neomia Pulse it is possible to automatically distinguish between trusted users and suspicious activities. Neomia Pulse allows alerts to be escalated to prevent non-compliant transactions from taking place.
The adoption of Neomia Pulse by these platforms will allow them to define a biometric signature for each user/customer, in a completely transparent way.
Thanks to these signatures, these platforms will be able to prevent the use of a hacked account by a malicious third party.
Neomia Pulse also makes it possible to detect access to a platform, the creation of accounts, an online payment through bots.
Indeed, an entry of information in linear mode cannot come from a natural person. The use of Neomia Pulse helps preventing this kind of fraud.
Analyzing a user’s physical and digital cognitive behaviors through the Neomia Pulse behavioral biometrics platform helps distinguish legitimate requests from third-party attackers.